Understand your Women Language Deeply

(1)Fine:This is the word women use to end an argument when they are right and you need to shut up.

(2)Five Minutes: If she is getting dressed, this means a half an hour.

Five minutes is only five minutes if you have just been given five more minutes to watch the game before helping around the house.

(3)Nothing: This is the calm before the storm. This means something, and you should be on your toes. Arguments that begin with nothing usually end in fine.

(4)Go Ahead: This is a dare, not permission. Don’t Do It!

(5)Loud Sigh:This is actually a word, but is a non-verbal statement often misunderstood by men.

A loud sigh means she thinks you are an idiot and wonders why she is wasting her time standing here and arguing with you about nothing. (Refer back to # 3 for the meaning of nothing.)

(6)That’s Okay: This is one of the most dangerous statements a women can make to a man.

That’s okay means she wants to think long and hard before deciding how and when you will pay for your mistake.

(7)Thanks: A woman is thanking you, do not question, or Faint.

Just say you’re welcome. (I want to add in a clause here – This is true,unless she says ‘Thanks a lot’ – that is PURE sarcasm and she is not thanking you at all. DO NOT say ‘you’re welcome’ … that will bring on a ‘whatever’).

(8)Whatever: Is a women’s way of saying F**** YOU!

(9)Don’t worry about it, I got it: Another dangerous statement,meaning this is something that a woman has told a man to do several times, but is now doing it herself.

This will later result in a man asking ‘What’s wrong?’For the woman’s response refer to # 3.

Send this to the men you know, to warn them about arguments they can avoid if they remember the terminology.

Send this to all the women you know to give them a good laugh, cause they know it’s true.

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Travel anywhere in the world

Travel anywhere in the world

New York City to Omaha, Nebraska in 30 seconds...Image by shannonpatrick17 via Flickr

You can travel almost anywhere in the world and stay free in
private homes or luxury hotels. How? By one or both of the
following methods:


Join a Cooperative Exchange and Travel Club (listed below) for a
small annual membership fee. As a Travel Club Member you will
receive a list of as many as 5,000 names and addresses from all
over the U.S. and throughout the world. Only members receive the
list. As a member, you offer your home as a stopping point for
compatible people when it is convenient for you. In return, you
stay for free in any of the over 5,000 homes throughout the
world! Most of the people who belong to thee clubs are
interesting, adventurous and fun-loving.

On your next vacation enjoy the personal contact of staying in
someone else’s home. See the world on a shoestring and enjoy
yourself. Here are some of the other benefits of a Travel Club

* Develop a pen-pal relationship

* Find people with similar hobbies

* Exchange home ( instead of staying with members)

* Drop-in relationships (if you prefer not to stay with
members, you might just visit with them to find out what
is going on in their area, etc..An initial contact when
visiting a distant place will make for a more enjoyable

Write to the following Clubs for complete details:

Traveler Directory
537 Church Street, Box 1547
Lancaster, PA 17604

Vacation Exchange Club
119 Fifth Ave
New York, NY

Holiday Home Exchange
P.O Box 555
Grants, NM 87020


Become an “Outside Agent” for a travel agency, a tour guide or
co-ordinator for group tours.

Go to a large travel agency and contract with them for a free
trip (All expenses paid!) in exchange for you securing 20 to 30
people to go with you on a group tour.

How to secure others to travel with you? Primarily through your
personal, social and business contacts. Think of a place that
contacts might like to visit. You can get a special discount
group rate for them. They will save on their trip and you will
travel for free.


Still again,it is possible to appoint yourself as President of
your non-profit organization and have the organization supply you
with a free vehicle will all expenses paid. If your organization
is a church related corporation, you could tour Europe for free,
to visit cathedrals, as an example. A church can raise money by
“selling” charters, degress and other cheap papers for hundreds
of dollars.

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Business Risk and Credit

Business Risk and Credit

Modern global cities, like New York City, ofte...Image via WikipediaBusiness is all about making a good decision.So it is important to get more tip on decision making. It is because it’s crucial. It’s important for both parties to know that when goods are sold, what are the price of the item and the timing of the payment. It’s also good to know what are the stipulations if any that apply to the return of merchandise. Different companies quote their prices by using different methods. A lot of merchants will generally quote the price that they will like to sell it.

On the other hand, some merchants such as manufacturers or wholesalers will usually quote their prices as a percentage of their catalogue prices, generally around 30 percent or more, and this reduction I known as a trade discount. For example, if something is listed as $1,500 with a trade discount of 30 percent or $450 then the seller writes the sell as $1050, and the buyer records it as $1050. From there the seller can raise or lower the price depending on the quantity that is being sold.

The terms of sales are usually on the sale invoice and tell the type of terms to the agreement. In a lot of industries the payment is expected within a short time of the purchase. If it’s for 15 days then the invoice will have “n/15” (net 15) or “n/20” (net 20) which means that the amount is due 15 or 20 days later. In most industries a discount is usually offered for an early payment. This type of discount is called a sale discount which has the purposes for increasing a seller liquidly by reducing the amount of money associated with accounts receivable.

An invoice with a discount may look like “3/10, n/20,” which that the purchaser can pay within 20 days and receive a 30 percent discount, or they can pay within twenty days and pay the full price for it. If you have noticed, the amount of discounts have been decreasing because one, its quite expensive to the seller, and two, to the customer it appears that they are not receiving a bargain even though they may. In some industries it is expected for the seller to pay for some charges, and others it may not.

One example is in the freight industry. FOB shipping point basically means that the buyer is paying for all of the shipping expenses. So if you purchase something heavy and the sales agreement says FOB then that means that you are responsible for the shipping charges. However, FOB destination is the opposite and means that the seller pays the shipping or transportation expenses once it is delivered. A lot of retailers will give buyers the opportunity to charge the shipping expenses to dome type of third part service. The five most used credit cards are:

  • ? American Express
  • ? Visa
  • ? Discovery Card
  • ? Diners Club
  • ? MasterCard

The customer is given credit by the lender or credit card issuer, and receives a shiny plastic card to charge their purchases to. Once the seller accepts the card, the invoice is automatically prepared and the seller receives money into their account. If the seller is offering a discount, the discount is recorded as an expense to the seller. Let’s not forget that the seller’s merchant also deducts money for each transaction, and that money that is deducted is also recorded as an expense. Let’s not forget that you also have something that is known as freight in, also called transportation in. this is the shipping costs that are associated with receiving particular merchandise, and is generally included with the cost of goods sold.

A lot of companies like to include the cost of freight in with the cost of the merchandise, because it is a relatively small amount of money. Sometimes the buyer is expected to pay the freight in and it is reported as an increase in the accounts payable. Also, if the seller experienced a return because of the wrong item shipped, or for a damaged/low quality product, then the buyer may be granted a refund for cash or for credit back to their account. The returned purchased is deleted from the merchandise inventory account under the perpetual system. Sometimes sellers will pay the delivery or the freight out costs hoping that it will increase their sales. These expenses are gathered in the freight out expense, or commonly known as delivery expense. This is viewed as a selling expense on the income statement.

When a customer is dissatisfied with a product, they will usually return it and these costs are gathered in the sales returns and allowances account which gives the management a more flexible estimate of what products to keep and which ones to discard of. This account deducts sales from the income statement. A merchandising company can have inaccurate records as well as experiencing a huge loss profits if they don’t have reliable accounting records. The management is the one I charge for making the system for internal control. Internal control is the policies that a management puts to action to make sure that the financial information is reliable. This is the process that the management takes to protect their assets. It also confirms that the employees have conformed to legal requirements so that they will do the best job possibly for the company.

Since the managers are the ones in charged of the structure of a business they must report their goals and progress to the “Report Management” of a company’s annual report to stockholders. To be successful with internal control, management uses five parts of internal control. They are: Control environment, risk assessment, information and communication, control activities, and monitoring. Control environment deals with the overall attitude, and actions of a management system. It also includes the management ethics, integrity, and philosophy.

The employees must also be properly trained and very knowledgeable in the field their participating in. The risk assessment is the analysis of the risk of an environment and how to monitor them. These include screening out thieves in a retail store, or employees that are likely to steal from a company. Next, information and communication correlates to the accounting system by establishing management, and reporting a company’s transactions. Control activities are the restraints that management puts in place to make sure that instructions are properly carried out. Last, monitoring involves the periodic assessment to make sure that all policies are enforced.

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Digi drew the first Blood on MNP


Remember when I talked about MNP, and I thought that these Telcos are boycott or something not to promote MNP to protect their user.

It’s look like I was wrong. Goverment only allowed all promotion begins this October. So surprisingly only Digi started their MNP Ad on TV. For sure other telcos promotion and Ads on TV ,(Maxis,Umobile and Celcom) will be on air soon. Just wait and see.Digi has started war with other Telcos 🙂

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Open the windows after you enter your car !!!

Open the windows after you enter your car !!!

A basic gel fragrance air freshener.Image via Wikipedia

INFO SHARING – for you and your family… take care!

Open the windows after you enter your car

According to research done by a U.C., the car dashboard, sofa, air
freshener will emit Benzene, a cancer causing toxin (carcinogen).
In addition to causing cancer, it poisons your bones, causes anemia, and
reduces white blood cells. Prolonged exposure will cause Leukemia,
increasing the risk of cancer. May also cause miscarriage.

Acceptable Benezene level indoors is 50 mg per sq. ft. A car parked
with the windows closed will contain 400-800 mg of Benezene.
If parked outdoors under the sun at a temperature above 60 degrees F, the
Benezene level goes up to 2000-4000 mg, 40 times the acceptable level.

The people inside the car will inevitably inhale an excess amount of the
toxin. It is recommended that you open the windows and
door to give time for the interior to air out before you enter.
Benzene is a toxin that affects your kidney and liver, and is difficult
your body to expel.

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